The Papineau Team | Andover Real Estate, North Andover Real Estate, Boxford Real Estate



15 Huckleberry Ln, North Andover, MA 01845

Old Center

Single-Family

$649,900
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Open concept Colonial with stylish flair in the floor plan and finishing! Feels like new. You will love the spaces and how the flow takes you from room to room. The Kitchen has been updated with granite counters, upgraded cabinets and a beverage refrigerator. The two story Family Room has walls of glass, a floor to ceiling fireplace and a great connection with the Kitchen. The Dining Room and Living Room have flexible space and can provide large open areas for entertaining and the Thanksgiving table. The Master Suite is oversized and has custom built ins for a tv/storage shelves, and has a sitting area. The Master Bath is spa like and has both a shower and relaxing whirlpool tub with bead board. The second floor has bedrooms and an open Loft that is currently being used as an office and casual area, but could be repurposed for the 4th bedroom. Enjoy some private and peaceful outdoor time on the newer deck with plantings . Enough grassed area for your swingset or throwing a ball!
Open House
Sunday
September 23 at 1:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 15 Huckleberry Ln, North Andover, MA 01845    Get Directions

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11 Lowell Junction Rd, Andover, MA 01810

South Andover

Single-Family

$699,900
Price

9
Rooms
4
Beds
3/1
Full/Half Baths
A great location can be priceless for both the daily commute and ease of lifestyle. Imagine shaving hours off of your monthly drive to work from this wooded and private location adjoining the Gregory Circle cul de sac. Enjoy all that this young Colonial has to offer with the open floor plan, fresh detailing and a beautiful fenced yard. Conveniences include Town Water/Sewer and Gas Heat. The floor plan has the spaces you want and is great for entertaining. The kitchen has lots of cabinet space, room for an island and opens to the Family Room. The open flow provides lots of flexibility in how the rooms are used. Easy deck access from the kitchen with expansive views of the level back yard, yet natural privacy with the trees and land. The second floor features 3 good sized bedrooms and the third floor has a Bed/Bath suite which could be a private office, in-law, teen suite or more. The finished walk out Lower Level has 2 open rooms for play space or a media room. South School District.
Open House
No scheduled Open Houses

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This Single-Family in Pepperell, MA recently sold for $500,000. This Colonial style home was sold by The Papineau Team - Coldwell Banker Residential Brokerage.


24 Crawford Way, Pepperell, MA 01463

East Pepperell

Single-Family

$499,900
Price
$500,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
This one year new home is the best of New Construction with quality upgrades and improvements. Located at the end of the cul de sac of this new neighborhood, you will immediately see the benefits of the completed professional landscaping project, with new lawn, flower beds and shrubs. During construction, hardwood flooring was upgraded to the entire first floor and air conditioning was added. The gourmet Kitchen features granite counters, white cabinetry and stainless appliances. The open floor plan connects the Kitchen with the Family Room for easy entertaining options. Tasteful fresh decor with today's color schemes makes this ready to move in and start the new school year. The Bedrooms on the second floor are generous in space. 4th Bedroom is being used as an office. Town Water, Sewer and Propane, give the best of utility choices. Enjoy the yard, with plenty of play space from the back deck with scenic views. Easy commute location from this East Pepperell location.

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If you’re hoping to buy a home in the near future there are several financial prerequisites that you should aim to meet. Ideally, you’ll want a sizable down payment, a verifiable income history, and a good credit score.

It takes time to build credit. For most people, it can be several months or even years before they see a double-digit change in their credit score. However, if you have a low credit score and want to give it a quick boost, there are ways you can make a big difference.

But first, why should you focus on your credit score?

Credit scores and mortgages

When you apply for a mortgage there are several factors that your lender will take into consideration. One of their top concerns will be your credit score. This score is like a snapshot of your financial reliability. It tells lenders how much risk is involved in lending to you.

As a result, lenders will increase your interest rate if you are high risk and lower it if you are lower risk. To be a low risk homeowner, you’ll want your score to be in the high range, (usually 700 or above).

Credit change potential

Depending on your financial history, it can be more difficult to raise your score in a shorter period of time. If you are young, don’t have a long credit history, or haven’t had many bills to pay in your lifetime, your score will be more malleable than someone who has had low credit for years due to late payments.

In the United States, you have to be eighteen to open up a credit card or take out a loan by yourself (this is different from getting a loan co-signed by a parent or guardian).  You can also ask your parents or guardians to add you as an authorized user of their credit cards. This will let you build credit without having to settle for the high interest rate credit cards you would be eligible for.

If you happen to have a low score (anywhere between 300 - 600), the good news is you can achieve a larger change over a shorter amount of time than someone who already has a high score.

So, how do you achieve that change?

Credit errors

One of the easiest ways to quickly improve your score is to check for errors in your credit report. You can get a free report each year from the three main credit bureaus--Equifax, TransUnion, and Experian.

Look out for bills that have been mistakenly put under your name and for collections that shouldn’t be on your account.

Avoid new credit

One thing that can do short-term harm to your credit score is opening or attempting to open new lines of credit. That can be a store card, a loan, or getting your credit checked by a lender.

If you want to build credit quickly, making several inquiries could land you with a lower score than where you started.

Pay your regular expenses with credit

A good way to gain credit points in a few months is to pick a monthly expense to use your credit card for. Pay off your full balance at the end of each billing cycle to earn the most points while avoiding building up too much interest.




350 Summer St, North Andover, MA 01845

Single-Family

$979,900
Price

11
Rooms
4
Beds
3/1
Full/Half Baths
Enjoy the resort lifestyle at home! Everyone hangs out in the Kitchen, so the chef's gourmet Kitchen creates entertaining fun with room for large family gatherings. The heated in ground pool makes you think of warm days lounging pool side or relaxing in the spa soaking up the rays. Seeing the moon and stars while enjoying Fall weather by the oversized fire pit gives everyone space to roast their marshmallows and tell stories. This can all happen at your house. The spacious and updated Colonial has every feature you would want, from the open first floor flow, oversized Kitchen with island and walk in Pantry, hardwood floors and large window detailing. The open foyer on the second floor surrounds the Palladian window with built ins, and a window seat with custom book shelves to spend some quiet time with a book. The finished walk out lower level has a granite serving bar, full bath and two flexible rooms for play, exercise or movies. Impeccable maintenance, upgrades and updates.
Open House
Sunday
September 16 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 350 Summer St, North Andover, MA 01845    Get Directions

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